Transaction Lifecycle
From intent to settlement.
Intent → authentication → policy → decision → approval if needed → execution → settlement → audit
A transfer is authenticated, created as a Financial Intent, evaluated, budget-reserved and either denied, held for approval or authorized. A worker claims authorized transfers, rechecks fresh state, submits a deterministic payment and records settlement.
Intent status, approval status and settlement status are distinct. A failed or unknown settlement is not a policy denial. Unknown outcomes deliberately keep budget reserved until safely resolved.